USDai · Fully-Backed Synthetic Dollar

The dollar that builds AI.

USDai is a fully-backed synthetic dollar — instantly redeemable, deeply liquid, and composable across DeFi and CeFi.

Total Deposits
$443M
Users
71,117
Redemption
Instant
Backing
1:1
What is USDai?

Stability backed by
real infrastructure.

A fully-backed synthetic dollar — mint from USDC or USDT, use across DeFi, or stake into sUSDai to earn yield.

01

Deposit stablecoins

USDC or USDT mints USDai 1:1. Fully backed, instantly redeemable at any time.

02

Hold or use across DeFi

Deep liquidity on DEXs, lending protocols, and CeFi exchanges. Composable everywhere.

03

Redeem or stake

Redeem to stablecoins anytime, or stake into sUSDai to earn yield from GPU-collateralized loans.

Two tokens, one protocol

Stability or yield. You choose.

Design Principles

Engineered for stability and liquidity.

01

Instant Redemption

USDai can be redeemed for the underlying stablecoins at any time. No lockups, no waiting periods, no withdrawal queues.

02

Fully Backed

Every USDai is backed 1:1 by stablecoin reserves. On-chain proof of reserves ensures transparency at all times.

03

DeFi Composable

Use USDai across lending protocols, DEXs, and yield strategies. Deep integrations across Ethereum, Arbitrum, and beyond.

04

CeFi Liquidity

Available on centralized exchanges and OTC desks. Deep secondary market liquidity for institutional-scale operations.

05

Yield Optionality

Hold USDai for stability, or stake into sUSDai at any time to earn yield from GPU-collateralized loans targeting 10–15% APR.

06

Audited & Immutable

Smart contracts audited by leading security firms. Oracle-free infrastructure eliminates price manipulation attack vectors.

How to buy & redeem USDai

Mint USDai from supported stablecoins on Arbitrum or Ethereum. Redeem instantly at any time.

Buying USDai

USDai is 100% backed by yield-bearing stablecoins and can always be instantly redeemed.

  1. 1Select your currency and network
  2. 2Enter the amount you'd like to mint
  3. 3Review the terms
  4. 4Click Approve to allow the USDai contract to use your tokens
  5. 5Click Buy to mint USDai
Open App

Redeeming USDai

Redeem USDai for any supported deposit currency at any time — no waiting period.

  1. 1Select USDai and choose Redeem
  2. 2Choose your preferred output currency
  3. 3Enter the amount to redeem
  4. 4Click Approve, then Redeem
Full Guide

The dollar that builds AI, wherever it forms.

Mint USDai from USDC or USDT. Hold it, use it, or stake it for yield.