sUSDai · Yield-Bearing Synthetic Dollar

The dollar that earns from AI.

Stake USDai into sUSDai and earn yield backed by GPU-collateralized loans — the physical backbone of the AI economy.

Current APR
6.39%
Expected APR
8.25%
Total Deposits
$443M
Users
71,117
What is sUSDai?

Yield from compute,
not speculation.

sUSDai is a yield-bearing synthetic dollar backed by GPU-collateralized loans — the physical backbone of the AI economy. Stake USDai and earn from real infrastructure demand, not token emissions or leveraged speculation.

T-BillsDeFi StablecoinssUSDai
01

Mint USDai

Deposit USDC or USDT to mint a fully-backed synthetic dollar — redeemable at any time.

02

Stake into sUSDai

Your capital enters the yield-bearing vault, backing GPU hardware loans to AI infrastructure operators.

03

Earn as borrowers repay

Loan repayments flow to sUSDai holders as yield. Idle capital earns T-Bill rates as a floor.

Risk Architecture

Built to protect depositors first.

01

FiLo First-Loss

Curators who originate loans take the junior tranche — absorbing losses before sUSDai holders are exposed.

02

CALIBER Framework

Collateral is held in bankruptcy-remote SPVs with UCC Section 7 bailment — enforceable digital property rights for physical hardware.

03

Aggressive Amortization

3-year depreciation vs. industry standard 5–7 years. An LTV starting at 70% can drop to ~40% within a year.

04

No Oracles

Oracleless by design. Amortization schedules, independent appraisals, and structured default processes replace price feeds.

05

QEV Redemptions

Market-driven redemption queues with 30-day epochs. Bid for priority or earn passively from auction fees — no disorderly exits.

06

T-Bill Floor

Capital not deployed into GPU loans earns Treasury Bill yields. Your money is always working, even between loan cycles.

How to stake & unstake

Stake USDai to receive sUSDai and begin earning yield from GPU-backed lending. Unstake anytime with a ~30 day redemption period.

Staking USDai → sUSDai

sUSDai is not 1:1 with USDai — it's a yield-bearing token that appreciates over time. You'll receive fewer sUSDai than the USDai you stake.

  1. 1Select the amount of USDai you want to stake
  2. 2Review the terms and conversion rate
  3. 3Click Approve to allow the contract to spend your USDai
  4. 4Click Stake to receive sUSDai
Open App

Unstaking sUSDai → USDai

The unstaking period is approximately 30 days. You'll receive more USDai than the sUSDai you unstake, reflecting earned yield.

  1. 1Select the amount of sUSDai you want to unstake
  2. 2Review the terms
  3. 3Click Approve, then Unstake
  4. 4Go to Activity and click Withdraw once the unstaking period ends
Full Guide

Earn from the rise of modern compute.

Stake USDai and let the physical infrastructure of AI work for you.