USD.AI

One platform for AI infrastructure finance

From the first financing request to the capital behind each loan, USD.AI connects the work required to finance GPU infrastructure.

Explore GPU financingExplore institutional access

Choose your starting point

See how the work connects

  • Originate01

    Borrow

    The hardware plan, customer revenue, data center arrangements and equity contribution come together in one application.

  • Underwrite02

    Compute IQ

    The operator, the customer and the contract are assessed against a consistent credit framework, and the score sets the loan's terms ahead of final approval.

  • Structure03

    USD.AI

    Collateral, accounts, reserves and funding conditions are organized around the loan.

A qualifying loan

  • Fund and distribute04

    Earn and GLX

    Qualifying loans are funded by Earn, and credit funds and institutional buyers can join through GLX at origination or buy all or part later.

  • Service and monitor05

    USD.AI

    A dedicated servicer maintains the borrower relationship, monitors the hardware and cash flow, and services the loan.

  • Recycle capacity06

    GLX and Earn

    Repayments and eligible loan sales return capital that can support further financing.

CHIP holders vote on the underwriting and GLX parameters used across every stage.

Understand the digital assets

Find the evidence behind the process

Earn from AI infrastructure Finance your next GPU deployment

Earn yieldGet funded

*Yield information: Current net and gross APYs are the staking yields reported by the USD.AI app at the displayed observation time. Net APY (CHR) is net APY including any top-up under the CHIP Hurdle Rate (CHR). Under the CHR, the CHIP Foundation intends to support net APY toward 7.00%, subject to available capital. Top-ups come from the Yield Reserve, which is funded over time from GLX gain-on-sale proceeds. The CHR is not a guaranteed minimum, and net APY can fall below 7.00% if capital is not available. Projected gross APY is a forward-looking estimate and may rely on assumptions about loan deployment, borrower performance, reserve or escrow earnings, utilization and fees. Loan APRs describe loan interest rates and are distinct from staking APYs. Figures refresh periodically; a stale or unavailable source is identified beside the metric. No yield or projection is guaranteed. Actual performance may be lower, zero or negative. Withdrawal requests are processed in 30-day cycles and paid in order from available cash. When cash is short, unfilled requests carry into later cycles and payment can take longer. Loan defaults, collateral losses, and smart contract or operational failures can cause losses.

**All financing subject to underwriting, eligibility and definitive documentation. Application submission begins a review. It does not establish a financing commitment. Calculator results and Compute IQ's sample deal are illustrative scenarios based on the inputs shown, not a financing offer or approval; the final loan amount depends on GPU condition and verification. Listing a system is not a statement of eligibility; equipment and transaction eligibility are reviewed individually.

Residual-value warranty: where a loan carries one, it may cover part of a shortfall on qualifying server sales, subject to its terms. Coverage may be briefly suspended during a market-wide shock and does not apply when the SPV holding the assets is sold. Holders can lose principal.

This communication is not directed at residents of the United States, United Kingdom, or other jurisdictions where the distribution of such content may be restricted. The USD.AI Protocol is non-custodial, decentralized software providing structured lending infrastructure. The Protocol does not custody assets, execute trades, or act as a broker, dealer, or investment adviser. Nothing herein constitutes investment advice, a recommendation, or an offer or solicitation to purchase any digital asset. All interactions are executed directly between users and on-chain smart contracts, subject to applicable protocol terms. Participation involves risk including potential loss of funds. Do your own research.

Product names are trademarks of their owners and imply no partnership or endorsement. 3D hardware renderings are illustrative and may differ from the actual products.

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