USD.AI is Powered By M^0

We're excited to announce that USD.AI will be powered by M^0's programmable stablecoin platform to provide scalable, stable liquidity for decentralized infrastructure networks (DePIN) and AI compute financing.

As a yield-bearing synthetic dollar backed by real-world assets, USD.AI bridges DeFi and infrastructure funding, while the integration with M^0 provides deep, transparent liquidity with instant redeemability, setting a new standard for capital efficiency and institutional-grade stability in onchain finance.

USD.AI: Fully Backed by Tokenized Treasuries

The USDAI protocol creates two distinct tokens:

• USDai: A non-yield-bearing stablecoin backed by T-Bills through @m0foundation's stablecoin platform.

• sUSDai: A yield token earning returns from both T-Bills and DePIN infrastructure loans via MetaStreet.

M^0 issues "$M"—a digital dollar building block backed by a hyper-transparent basket of US treasuries —which provides USDai with:

• Full collateralization at all times

• Instant redeemability with T+0 finality

This means USDai holders can quickly convert between stable assets while avoiding exposure to infrastructure Loan Collateralized Tokens (LCTs). For more details on M^0's framework, refer to their documentation.

Why This Collaboration Matters

With a $600B+ funding gap in AI and DePIN infrastructure—where traditional funding is slow and DeFi lending lacks stability—USD.AI offers a solution:

A synthetic dollar combining onchain finance with stable redemption

Complete backing by safe, liquid U.S. Treasuries

This structure enables infrastructure projects to access stable funding without volatile lending market risks.

How USD.AI Integrates with M^0

USD.AI leverages M^0’s decentralized issuance framework, ensuring that USDai is fully backed by stable, highly liquid assets. This integration allows USD.AI to maintain deep liquidity across both DeFi and centralized exchanges (CEXs).

Key benefits of USD.AI x M^0:

• Instant Redemptions (T+0 Finality) – USDai holders can redeem for stable assets at any time with zero settlement delays.

• Institutional-Grade Stability – USDai’s sole backing by $M ensures risk-free collateralization, unlike traditional DeFi lending models.

• Scalable Onchain Liquidity – USDai offers deep liquidity for DePIN and AI finance, allowing operators to access capital efficiently.

Together, USD.AI and M^0 establish a new paradigm for sustainable onchain finance, combining the best of decentralized programmability with real-world collateral backing.

The Future of Onchain Structured Finance for DePIN

USD.AI is pioneering sustainable, structured finance for AI and DePIN to help decentralized infrastructure scale without depending on unsustainable token incentives.

Through our integration with M^0's robust digital dollar network, USD.AI has built a stable, capital-efficient system that bridges institutional finance with real-world infrastructure funding.

As DePIN, AI compute, and tokenized credit markets expand, USD.AI and M^0 will continue to broaden access to institutional-grade liquidity on the blockchain.

Learn more about how USD.AI and M^0 are powering the next wave of structured finance. Visit USD.AI to get involved.