Allo Points API and Audit

This endpoint returns the full list of tracked integrations, their contract addresses across all supported chains, and the current points multiplier schedule for each. The response is structured JSON, suitable for direct integration into third-party dashboards, analytics tools, and protocol UIs.

Current Active Rate Schedule

Third-party protocols will be able to surface Allo Points data natively within their own interfaces, reducing friction for users across the ecosystem.

Points Audit

In preparation for the API launch, USD.AI conducted a comprehensive audit of every integration, wallet, and protocol in the Allo Points system. Six items were identified and corrected.

The audit results in aggregate: Season 2 total XP increases from 338.1 billion to 372.7 billion, with a net gain of +34.6 billion XP (+10.2%) across the program. No user had points deducted.

1. sUSDai Price Correction

sUSDai had been tracked at a fixed $1.00 peg for points calculations. However, sUSDai is a yield-bearing token — its price appreciates continuously. At the time of the audit, the live NAV stood at approximately $1.063. Every sUSDai holder and DeFi protocol using sUSDai was receiving fewer points than the actual USD value of their position warranted.

All sUSDai positions are now tracked at the live exchange rate. The correction adds +9.4 billion XP retroactively, distributed across all 28 sUSDai integrations, including direct holders on Arbitrum, Plasma, and Base; Pendle YT and LP positions; Fluid lending and smart collateral vaults; Curve, Euler, Morpho, and Aerodrome liquidity pools; and every other venue tracking sUSDai balances.

2. Integration Rate Equalization

The audit identified discrepancies between how points were being earned across different DeFi venues. DEX and lending protocols were earning at different rates than Fluid vaults, creating an uneven playing field.

USD.AI is equalizing all venues. No points will be deducted from any user. Protocols that were receiving fewer points will receive a retroactive boost. The new standard is the current Fluid sUSDai rate: 8x for single-asset supply, 16x for LP positions. All other sUSDai integrations — Curve, Uniswap, Morpho, Euler, and others — will be retroactively adjusted to match.

As a concrete example: Euler sUSDai supply was earning at 2x. It has been raised to 8x, a 4x increase. Similar adjustments apply across every protocol that sat below the Fluid baseline.

The equalization, combined with the sUSDai price correction, accounts for the bulk of the +25.2 billion XP in net new points from these two fixes.

3. Season 2 Residual Points

At the start of Season 2, approximately 6 billion Allo points were allocated to a small set of wallets before any activity had been earned. These were the result of a data migration artifact and did not represent real earned points. Those points have been removed.

The 6 billion points are being redistributed equally among all Pendle YT holders — the program's most active participants, currently representing 139.4 billion XP across 12 active integrations. This redistribution has no effect on total program XP.

4. Season 2 Boundary Fix

The audit identified a calculation error affecting accounts that held positions spanning the Season 1 to Season 2 boundary. These accounts were being charged the Season 2 multiplier rate against their entire hold duration, inflating point balances by as much as 7x in some cases, concentrated primarily in managed vaults and Pendle YT positions.

The fix correctly segments each account's hold period: Season 1 activity is credited at Season 1 rates, Season 2 activity at Season 2 rates.

5. Fluid Vault Start-Date Fix

A separate issue affected depositors who entered Fluid vaults before Season 2 began and made no subsequent transactions. Because the system relied on transaction events to initialize position tracking, these accounts were not being credited for any XP during Season 2, despite holding qualifying positions throughout.

The fix retroactively initializes all pre-existing Fluid positions at the Season 2 start date. Affected depositors will see their Season 2 XP credited in full from the correct start date.

6. Concrete Lock Fixes

Two bugs were identified in the Concrete Lock integration:

• A decimal precision error could cause XP to be massively overstated for a subset of Concrete Lock positions. The underlying position size is now read correctly.
• XP was continuing to accrue for Concrete Lock positions after their lock maturity date. XP accrual now stops at maturity.

Summary

This audit brings all Allo point balances into alignment with actual protocol activity. The result is a fairer, more consistent system for every participant — whether holding sUSDai directly, providing liquidity, or deploying via DeFi protocols. Combined with the live API, this sets the foundation for the next stage of USD.AI's growth.